Workplace Solutions

For more information about Vanguard funds, visit workplace.vanguard.com to obtain a prospectus or, if available, a summary prospectus. Investment objectives, risks, charges, expenses, and other important information are contained in the prospectus; read and consider it carefully before investing.

All investing is subject to risk, including the possible loss of the money you invest.

Investments in Target Retirement Funds are subject to the risks of their underlying funds. The year in the Fund name refers to the approximate year (the target date) when an investor in the Fund would retire and leave the workforce. The Fund will gradually shift its emphasis from more aggressive investments to more conservative ones based on its target date. The Income Fund has a fixed investment allocation and is designed for investors who are already retired. An investment in a Target Retirement Fund is not guaranteed at any time, including on or after the target date. 

Product guarantees are subject to the claims-paying ability of the issuing insurance company.

Advisory services are provided by Vanguard Advisers, Inc. (VAI), a registered investment advisor or by Vanguard National Trust Company, a federally chartered, limited-purpose trust company.