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How America Retires 2026

Turning complexity into clarity

Help your retired participants take the next step

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More than 11,000 Americans turn 65 every day.* As many of these same Americans head into retirement, they face new financial decisions: How much can I spend? How should I invest?
How America Retires 2026 helps plan sponsors support those decisions with data and insights on retiree behavior and plan design—bringing greater clarity to today’s complex retirement landscape.
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Beyond the nest egg: How retirees are navigating retirement

How America Retires 2026 helps plan sponsors turn real retiree insights into clear calls to action. Some key findings:
78 %
of retirees ages
60 to 72 took no withdrawals.
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40 %
of retirees held aggressive or conservative mixes. 
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options
95 %
of retirees with at least $100,000 preserved savings.
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Source: How America Retires 2026. Vanguard.

Put our insights to work: Vanguard’s retirement income solutions

Turn retirement insights into action with solutions designed to meet a range of needs. Our retirement income services help strengthen your plan and guide your participants from saving to spending—giving them a better chance of retirement success.
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* Welcome to the Peak 65® Zone: A New Chapter in America's Retirement Landscape. Alliance for Lifetime Income, 2026. limraconsumer.com/peak65/.

All investing is subject to risk, including the possible loss of the money you invest.


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