Both participants and plan sponsors can benefit
from support that goes beyond the retirement plan.
A clear signal from today's workforce
73%
of Americans rank finances as their number one source of stress.¹
84%
of employees believe their employer should more actively assist them with their financial issues.²
81%
of workers say they are more likely to stay with an employer that offers financial wellness benefits.³
For many employees, finances are their number one source of stress. Participants are navigating competing priorities such as debt, emergency savings, health care costs, and life transitions. They need clear guidance on how everything fits together.
Hear how Vanguard is removing roadblocks for participants
Benefits of a comprehensive financial well-being program
Even with a strong retirement plan, participants can feel overwhelmed by the rest of their financial lives. Supporting a participant’s complete financial picture can:
Strengthen overall plan health
Foster a more productive workforce
Help sponsors attract and retain talent
How does financial well-being support both participants and plan sponsors?
Hear from Lauren Valente on how we're pairing tools and guidance to increase confidence and decrease stress.
When participants need more support
Participant behavior shows there are certain moments when even strong, integrated support isn’t enough. During key life events or periods of financial stress, participants may need deeper, more personalized guidance to navigate complex decisions with confidence.
See how Vanguard’s Financial Well-Being Service extends our integrated approach with proactive, personalized support during moments that matter.
¹ Capital One CreditWise Survey, 2025.
² State of the Workplace Financial Benefits Study. Morgan Stanley at Work, 2025.
³ PNC Financial Wellness in the Workplace Report, 2025.