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Recordkeeping

An intentional approach to client success

Participant outcomes

7.4 %
average participant deferral rate.¹
85 %
plan-weighted participation rate.¹
45 %
of participants who increased their deferral rate in 2024.¹
67 %
of participants with a professionally managed allocation.¹
68 %
of participants are on track to replace their income at retirement.²

Continuously innovating to meet client's needs

Vanguard written in white font on a tech background

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There's smart [music] technology and then there's innovation with a heart. At Vanguard, we've always [music] innovated to make lives better. Keeping a finger on the pulse through responsible research, rapid yet [music] intentional experimentation and partnership with worldclass organizations. We have the power to [music] provide more personalized support than ever before with technology [music] that makes a million decisions a second so our clients and their participants can make the right decision. In the moments that matter. The technology is here. The moment is now. We're trailblazing [music] and changing the way the world invests and retires because our clients and their participants are at [music] the heart of our mission.

We’ve never been afraid to evolve in order to better serve our clients’ long-term best interests—whether in investments, products, or our approach. That spirit of purposeful innovation is part of who we are.

Founded on the bold idea to make investing affordable and accessible for everyone, Vanguard continues to evolve our recordkeeping offer to meet the real-world needs of your clients.

  • Leveraging emerging technologies to create better client experiences.


  • Working with world-class providers to help deliver the best possible services.


  • Improving plan design, research, and products to meet the evolving demands of the industry.

We measure success by clients’ outcomes

Our success is defined by what your clients achieve. Helping plan sponsors and participants reach their financial goals isn’t just our focus—it’s our purpose. We measure success by looking across all levels, including participant outcomes, client satisfaction, and operational and service excellence.

Let’s talk

Your Vanguard team is here to offer guidance and support to help you and your clients achieve the best possible outcomes. Enter your email below and we’ll be in touch shortly.
Recordkeeping Go to Specialized support
¹ How America Saves 2025. Vanguard, 2025. 
² Vanguard, as of December 31, 2024.
³ Vanguard, as of May 2025.
⁴ Vanguard, as of June 30, 2025.
⁵ Vanguard, average year-to-date statistics from December 31, 2024, through March 31, 2025. Data based on 46,000 survey responses, with a response rate of 12% compared with industry benchmark of 9%.

All investing is subject to risk, including the possible loss of the money you invest.

Advisory services are provided by Vanguard Advisers, Inc. (VAI), a registered investment advisor. Eligibility restrictions may apply. VAI cannot guarantee a profit or prevent a loss.