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Perspectives : Markets & Economy | January 22, 2026

High stock valuations and a case for bonds

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There’s been considerable hype about AI. But even the most transformative technology needs profitable business models to succeed. Qian Wang, Vanguard global head of capital market research, explains in this short video that although tech earnings have been strong, valuations may have outpaced fundamentals—raising the risk of a market pullback.

Our long-term outlook favors non-U.S. equities for their higher expected returns and diversification benefits. Within the U.S., we see muted prospects for growth stocks but have a more constructive view on value.

And with interest rates likely to remain above inflation, fixed income continues to offer attractive opportunities beyond its role as a portfolio diversifier.

Watch the video for insights on valuations, interest rates, and global diversification.


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Notes: 

  • All investing is subject to risk, including the possible loss of the money you invest. Be aware that fluctuations in the financial markets and other factors may cause declines in the value of your account. There is no guarantee that any particular asset allocation or mix of funds will meet your investment objectives or provide you with a given level of income. Diversification does not ensure a profit or protect against a loss.
  • Investments in bonds are subject to interest rate, credit, and inflation risk.
  • Investments in stocks and bonds issued by non-U.S. companies are subject to risks including country/regional risk and currency risk. These risks are especially high in emerging markets.
Qian Wang, Ph.D.
Principal, Chief Economist, Asia-Pacific and Global Head of Capital Market Research
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